The Problem

You've Been Sucker-Punched!

But you don't have to go down for the count. When you applied for your credit card, you agreed to play by their rules. They prepared an agreement that you "had" to sign in order to use their services.

That contract may have been legal, but it certainly wasn't designed to be nice or even fair to you.

Credit card companies are in the business of making money, and making as much of it as they can. The problem comes when they try to do this at your expense. This is very important to understand.

It works a little like the old shell game. You purchased a $20 item with your credit card, but were 2 hours late with your payment. The credit card company then dings you for a $35 late fee, slaps on a $10 minimum payment penalty, and then jacks your interest rate up from 12% to 28%! And what do you do... you pay it, because you want to "protect your credit". Don't you think the credit card companies know this? How else could they get away with charging you over $70 for something you bought for $20!

Now this may sound a little bit like like extortion, but it isn't. What they did was "legal", but ONLY because you let them do it. And they can get away with it because you didn't actually read the agreement you signed. If you did, you would have seen that they "granted" you your legal right to arbitrate any debt dispute. And that's where we come in!

Debt Arbitration... the best way out!

Debt Settlement Prevents Financial Suicide

Debt settlement, a form of debt arbitration, is the key to getting you out of debt. It is a secret weapon that can save you thousands of dollars, and cut years off of your payment schedule. It can get creditors off your back, give you a good night's sleep, and pave the way towards a successful and secure financial future for you and your family.

If you have debt, you have a choice. You can take the count flat on your back, or get up and fight. But you can't go up against a 6 billion dollar company by yourself. That's our job. We do all the fighting for you, by using every legal right you are entitled to.